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Every car insurance policy includes protection against third-party liability—and for good reason. Liability coverage, also called third-party or civil liability coverage, helps protect you financially if you or another driver on your policy are found legally liable for injuring someone or causing damage to another person’s property or automobile while operating a vehicle.
Driving a motorcycle means a completely different type of driving experience, and having and enjoying a bike comes with a price tag. Similar to car insurance, motorcycle insurance is mandatory in Ontario, similarly to other Canadian provinces.
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There is no doubt about it; Ontario car insurance is expensive. According to the Insurance Bureau of Canada (IBC), auto insurance rates in Ontario are 45 per cent higher than in Alberta, and about twice as high as the Maritime provinces.
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Compare car insurance quotes in Alberta for lower rates. Alberta drivers may not have the highest car insurance rates in the country, but there’s always room for savings.
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The purpose of this bulletin is to communicate a number of important changes related to the insurance of automobiles used in the sharing economy in Ontario, such as private vehicles for hire (commonly referred to as ridesharing services) that use an online-enabled application or system.
Choosing the Right Coverage. Your car insurance policy must include some coverage to protect you financially against major risks. Here are three types of coverage that are typically required.
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